![]() ![]() This can knock hundreds of dollars off your bill each quarter simply by doing simple little things like turning off lights in unused rooms, turning off appliances at the wall when not in use, using the clothesline instead of the dryer, buying energy-efficient appliances and using natural heating and cooling methods rather than running the aircon all the time. ![]() ![]() The lazy tax is the penalty you pay for not shopping around, so hit up your current provider for a discount or find a better deal, because there’s bound to be one out there if you only take the trouble to look. This applies to your energy provider, insurance company or any provider with whom you have a contract. In this case, the goal is saving money, so here are some simple life hacks that can help you do just that. Simple life hacks to save moneyĪ life hack is any trick, skill or shortcut that can help us achieve our goals in life. So with that in mind, let’s start by looking at some simple ways to reduce everyday spending and then explore in more detail 21 of the best free budget planning tools available today. Making ends meet can be a balancing act between finding and implementing simple life hacks to make savings wherever we can, and creating and adhering to a realistic personal budget. With the cost of living constantly on the rise, living within our means is not always an easy thing to do.
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